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First Bank of Wyoming
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Personal Savings

Savings that really add up.

Whatever you’re saving for; a dream vacation, college tuition, retirement or simply everyday expenses and future goals, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches.


Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • Maintain a $100 minimum balance to avoid a monthly service charge of $2
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • A withdrawal fee of $1 may apply if the number of transactions exceeds the allowable limits
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Your personal savings account may be insured by the FDIC.  See our FDIC Notice for details
  • Have a friend or family member under the age of 18? We offer a FREE savings account for them as well.
  • Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
  • Interest rates may change at any time
  • Fees may reduce earnings on individual accounts 
  • Fee Schedule 

Money Market Account

  • Maintain a $2,500 minimum balance to avoid low monthly service charge of $10
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • A withdrawal fee of $1 may apply if the number of transactions exceeds allowable limits
  • Your money market savings account may be insured by the FDIC.  See our FDIC Notice for details
  • Earn a higher return from larger balances with tiered interest rates
  • Interest rates may change at any time
  • Fees may reduce earnings
  • Fee Schedule 

Certificates of Deposit 

  • Fixed interest rate for the term of the Certificate of Deposit
  • Various terms available
  • $500 minimum opening deposit
  • Your Certificate of Deposit may be insured by the FDIC.  See our FDIC Notice for details
  • Penalties may apply for early closure
  • Interest rates may change at renewal
  • Fee Schedule 

Health Savings Account 

  • Variable tiered interest rate account
  • No minimum balance
  • No monthly service charge
  • Free box of First Bank of Wyoming checks per year
  • Unlimited check writing
  • Free VISA® Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • Fee Schedule